Know your
numbers.
The money questions every owner hits, answered without the jargon and clearly enough to act on.
Cash flow, margins, planning, accounting, tax and funding. Short, sourced answers to the decisions that keep a business solvent.
Pick a corner of Finance
Every Finance answer
Bank Loan vs Equity Investment: Which Should I Choose?
Choosing between a bank loan and equity investment is a critical decision for any business owner, affecting understanding your funding options and long-term business health.
Can I Do My Own Bookkeeping?
Want to take control of your finances? You can do your own bookkeeping, but it's vital to understand what is likely to close and where your time is best spent to avoid costly HMRC penalties.
How Do I Calculate Gross Profit Margin?
Understanding gross profit margin is vital for UK businesses, revealing how efficiently you turn sales into profit and highlighting areas for improvement in your cost of goods sold.
How Do I Read a Profit and Loss Statement?
Understanding your Profit and Loss (P&L) statement is vital for business success. Learn how to decipher what is likely to close and where your time is best spent by analysing revenue, costs, and profitability.
How Much Cash Should My Business Keep in Reserve?
Running a business means weathering storms, and having enough cash is vital. Discover what’s likely to close and where your time is best spent building a financial buffer against the unexpected.
How Much Profit Should a Small Business Make?
Knowing your profit isn't just about numbers; it's about survival. UK small businesses average a 23.7% margin, but *understanding what's realistic for your sector* is vital for long-term success.
Should I Register for VAT?
Knowing when to register for VAT can save your business money and avoid penalties, understanding the £85,000 threshold is key to managing your finances effectively.
What Is Cash Flow?
Understanding how to track your money coming in and going out is vital for any UK small business, helping you to cover costs, invest in growth, and stay afloat.
Should I Register for VAT?
Knowing when to register for VAT can save your business money and avoid penalties, understanding the £85,000 threshold is key to managing your finances effectively.
What Is a Profit Margin?
Understanding your profit margin is crucial for business health. It's the percentage of revenue you keep after costs, and comes in three forms: what is likely to close and where your time is best spent.
When Should I Create a Business Budget?
Knowing when to create and revise your business budget is as important as creating one. Don't wait until financial difficulties arise; proactive planning is key to success and stability.
When Should I Do a Cash Flow Forecast?
Don't wait for a crisis! Knowing when to create or update a cash flow forecast is vital for business survival, from reacting to growth to navigating seasonal dips.
Why Does My Business Need a Financial Forecast?
Don't let cash flow be a guessing game. A financial forecast is what is likely to close and where your time is best spent, helping you plan for growth, secure funding, and avoid unexpected business failures.
Popular in Finance
Same answer, under five minutes
Business answers,
tailored to who you are.
Pick vaults that best suit you. We'll send answers to your common questions straight to your inbox. Free, nothing gated.